General Terms of Use

Please read these General Terms of Use carefully

By accessing this web site located at,, and other domains operated by iQ-FOXX Indices Ltd. and/or its subsidiaries (collectively, "iQ-FOXX"), collectively the "web site", you are indicating that you have read, acknowledge and assent to be bound by these General Terms of Use . If you do not agree to these General Terms of Use , do not access this web site. iQ-FOXX reserves the right to change these General Terms of Use and you are responsible for regularly reviewing these General Terms of Use. Your continued use of this web site constitutes your agreement to all such General Terms of Use . Your use of this web site may be monitored by iQ-FOXX, and the obtained information may be used by iQ-FOXX for its internal business purposes or in accordance with the rules of any applicable regulatory organization.

Information made Available through this Service

Certain sections of or pages on this web site may contain separate terms and conditions, which are in addition to these General Terms of Use. You should read those additional terms and conditions carefully. By accessing such sections or pages, you agree to be bound by those additional terms and conditions. In the event of a conflict, those additional terms and conditions will govern for your use of those sections or pages. Unauthorized use of iQ-FOXX´s web site and systems, including, but not limited to, unauthorized entry into iQ-FOXX´s systems, mistreatment of passwords or misuse of any other information, is strictly prohibited. You may not use this web site in any manner that could damage, disable, overburden, or impair any iQ-FOXX site or service or interfere with any other party´s use and enjoyment of any iQ-FOXX site or service. You may not attempt to gain unauthorized access to any iQ-FOXX site or service, computer systems or networks connected to any iQ-FOXX site or service, through hacking, password mining or any other means.

Without limiting the generality of the foregoing, the information and other iQ-FOXX materials you access via the web site may not be used as a basis for any financial instruments or products (including, without limitation, passively managed funds and index-linked derivative securities), or used to verify or correct data in any other compilation of data or index, or used to create any other data or index (custom or otherwise), without iQ-FOXX´s prior written permission.

The information and materials on this web site may contain typographical errors or inaccuracies. iQ-FOXX reserves the right, in its sole discretion, without any obligation and without any notice requirement and for any reason, to change, improve or correct the information and materials on this web site and to suspend and/or deny access to this web site or portions thereof for scheduled or unscheduled maintenance, upgrades, improvements, corrections or otherwise. Any dated information is published as of its date only, and iQ-FOXX does not undertake any obligation or responsibility to update or amend any such information. iQ-FOXX may discontinue or change any product, service, information or material described in or offered on this web site at any time.

These General Terms of Use are not intended to, and will not, transfer or grant any rights in or to the information or material available on the web site other than those which are specifically described herein, and all rights not expressly granted herein are reserved by iQ-FOXX or the third party providers from whom iQ-FOXX has obtained the information or materials.

You agree that you will not engage in any activities related to this web site that are contrary to applicable laws or regulations. Unless expressly included in any other agreement between iQ-FOXX and you, you agree that the requirements of the E-Commerce Directive (2000/31/EC) as implemented are excluded to the fullest extent permissible by law with respect to your access to and use of the web site.

Disclaimer of Warranties

No warranty as to content: Although iQ-FOXX shall obtain information for inclusion in the service from sources that iQ-FOXX considers reliable, the service is provided to licensee "As Is" and neither iQ-FOXX, any of its subsidiaries, any of its or their direct or indirect information providers nor any third party involved in, or related to, compiling, computing or creating the service (collectively, the "iQ-FOXX Parties") makes any representation or warranty of any kind to licensee or any third party, either express or implied, with respect to the service, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Further, the iQ-FOXX Parties expressly disclaim, and licensee waives, any and all implied warranties, including, without limitation, warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose.

No warranty as to security: iQ-FOXX will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this web site.

Limitation of Liability

No Liability for Content; No Liability Arising from Use: Although the information provided to you on this web site is obtained or compiled from sources we believe to be reliable, iQ-FOXX cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither iQ-FOXX, nor any of its subsidiaries, directors, officers or employees, nor any third-party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this web site, or resulting from the act or omission of any other party involved in making this web site, the data contained herein or the products or services offered on this web site available to you, or from any other cause relating to your access to, inability to access, or use of the web site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of iQ-FOXX or of any vendor providing software or services. In no event will iQ-FOXX or any such parties be liable to you for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if iQ-FOXX or any other such party has been advised of the possibility thereof.

This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user´s equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems, unauthorized access, operator errors, strikes or other labor problems or any force majeure.

No Representations made as to Other Sites or Links

This web site may contain links to and be linked from third-party web sites (the "sites"). These links are provided only as a convenience. Accordingly, iQ-FOXX has not tested any information, software or product found on any of the sites and therefore makes no representations concerning the content of the sites. The inclusion of any link is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by iQ-FOXX of any information contained in any web site. In no event shall iQ-FOXX be responsible for the information contained on any other site or for your use of or inability to use such sites. You should also be aware that the terms and conditions of such sites and the sites´ privacy policy may be different from those applicable to your use of this web site.

Content not to be construed as solicitation or recommendation; no determination of suitability; not all risk disclosed. The material on the web site is for informational purposes only, and is not an offer or recommendation to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. Further, none of the information and material on the web site is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. Historical data and analysis should not be taken as an indication or guarantee of any future performance, analysis, forecast or prediction.

System Outages, Slowdowns, and Capacity Limitations

As a result of high Internet traffic, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing the web site or communicating with iQ-FOXX through the Internet or other electronic or wireless services. Any computer system or other electronic device, whether it is yours, an Internet service provider´s or iQ-FOXX´s, can experience unanticipated outages or slowdowns, or have capacity limitations. iQ-FOXX cannot and does not guarantee continuous, uninterrupted or secure access to the web site.

Proprietary Rights

All right, title and interest in this web site and all content contained herein is the exclusive property of iQ-FOXX, except as otherwise stated. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transfer, or otherwise use in whole or in part any information, software, products or services obtained from this web site, except for the purposes expressly provided herein, without iQ-FOXX´s prior written approval. If you download any information or software from this web site, you agree that you will not remove or obscure any copyright or other notices or legends contained therein.

iQ-FOXX logo used on the web site (including the names of all iQ-FOXX indices and products) are trademarks and service marks of iQ-FOXX or its subsidiaries. The names of third-party products or services mentioned herein may be the trademarks or service marks of their respective owners. You are prohibited from using any marks for any purpose including, but not limited to, use as metatags on other pages or sites on the Internet without the written permission of iQ-FOXX or such third party which may own the marks.

Choice of Law

These General Terms of Use shall be governed by and construed in accordance with the laws of Austria, without regard to conflicts of laws provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these General Terms of Use shall be in a court located in Austria and the parties unconditionally waive their respective rights to a jury trial. Any cause of action you may have arising out of your use of this site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these General Terms of Use to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of these General Terms of Use , and the remainder of the General Terms of Use shall continue in full force and effect. The General Terms of Use constitute the terms between iQ-FOXX and you arising out of this site and it supersedes all prior or contemporaneous communications, agreements and understandings between iQ-FOXX and you arising out of the subject matter hereof. A printed version of these General Terms of Use shall be admissible in judicial or administrative proceedings.

  • »Cardinal de Retz "A man who doesn't trust himself can never trust anyone else."
  • »Charles Darrow "Every child ought to be more intelligent than his parents."
  • »Alexander Pope “The most positive men are the most credulous”
  • »George Herbert "Life is half spent before we know what it is."
  • »George Bernard Shaw "Lack of money is the root of all evil."
  • »Edith Wharton "True originality consists not in a new manner but in a new vision."
  • »Mary Kay Ash "If you think you can, you can. And if you think you can't, you're right."
  • »Izaak Walton "No man can lose what he never had."
  • »Nikita Khrushchev "If you live among wolves you have to act like a wolf."
  • »George Bernard Shaw "When a thing is funny, search it carefully for a hidden truth."
  • »John Dewey "We can have facts without thinking but we cannot have thinking without facts."
  • »Mark Twain "You can't depend on your eyes when your imagination is out of focus."
  • »Thomas Jefferson "I'm a great believer in luck, and I find the harder I work the more I have of it."
  • »Jean Houston "We all have the extraordinary coded within us, waiting to be released."
  • »Heywood Broun "Posterity is as likely to be wrong as anyone else."
  • »John D. MacDonald „Friendships, like marriage, depend on avoiding the unforgiveable“
  • »Constantine Peter Cavafy "You must pray that the way be long, full of adventures and experiences."
  • »Joe E. Lewis "You only live once - but if you work it right, once is enough."
  • »Lauren Bacall "Imagination is the highest kite one can fly."
  • »Arthur Koestler "The more original a discovery, the more obvious it seems afterwards."
  • »Madeleine L'Engle "The great thing about getting older is that you don't lose all the other ages you've been."
  • »Erica Jong "Advice is what we ask for when we already know the answer but wish we didn't."
  • »Plato "Be kind, for everyone you meet is fighting a hard battle."
  • »Albert Einstein "I never think of the future. It comes soon enough."
  • »Joseph Joubert "The direction of the mind is more important than its progress."
  • »Sophocles "How dreadful it is when the right judge judges wrong."
  • »Moliere "One should eat to live, not live to eat."
  • »Aristotle "Pleasure in the job puts perfection in the work."
  • »Sir Winston Churchill "Everyone has his day and some days last longer than others."
  • »Queen Victoria "We are not interested in the possibilities of defeat."
  • »Henry Wadsworth Longfello "It takes less time to do a thing right than it does to explain why you did it wrong."
  • »Theodor Seuss Geisel "Don't cry because it's over. Smile because it happened."
  • »Anais Nin "We don't see things as they are, we see things as we are."
  • »Andre Gide "It is better to be hated for what you are than to be loved for what you are not."
  • »Winston Churchill "A fanatic is one who can't change his mind and won't change the subject."
  • »Franklin P. Jones "The trouble with being punctual is that nobody's there to appreciate it."
  • »Jimi Hendrix "Knowledge speaks, but wisdom listens."
  • »Benjamin Franklin "The eye of a master will do more work than both his hands."
  • »Benjamin Franklin "Speak little, do much."
  • »T.S. Eliot "A tradition without intelligence is not worth having."
  • »William Shakespeare "You must take your chance."
  • »Chamfort "The most wasted day of all is that on which we have not laughed."
  • »Havelock Ellis "Imagination is a poor substitute for experience."
  • »Henry Miller "One's destination is never a place but rather a new way of looking at things."
  • »Samuel Johnson "Do not accustom yourself to use big words for little matters."
  • »Thomas H. Huxley "The great tragedy of Science - the slaying of a beautiful hypothesis by an ugly fact."
  • »Dr. Samuel Johnson "Love is the wisdom of the fool and the folly of the wise."
  • »Saint Augustine "Patience is the companion of wisdom."
  • »Baltasar Gracian "Exaggeration is a department of lying."
  • »Benjamin Disraeli "There are three kinds of lies: lies, damned lies, and statistics."
  • »Steve Wozniak "Never trust a computer you can't throw out the window."
  • »Dobie Smith "Noble deeds and hot baths are the best cure for depression."
  • »Alexander Pope "Some praise at morning what they blame at night."
  • »Kobi Yamada "Follow your dreams. They know the way."
  • »Jean Piaget "Equilibrium is the profoundest tendency of all human activity."
  • »Rose Kennedy "Life isn't a matter of milestones, but of moments."
  • »Amy Tan "If you can't change your destiny, change your attitude."
  • »Diane Von Furstenberg "Life is a risk."
  • »Julius Caesar "People readily believe what they want to believe."
  • »Mark Twain "Few things are harder to put up with than the annoyance of a good example."
  • »Woodrow Wilson "I not only use all the brains that I have, but all that I can borrow."
  • »Albert Schweitzer "Happiness is nothing more than good health and a bad memory."
  • »Napoleon Bonaparte “There are two levers for moving men – interest and fear”
  • »Robert Louis Stevenson "No man is useless while he has a friend."
  • »Lord Beaverbrook „Business is more exciting than any game“
  • »Arthur C. Clarke "Any sufficiently advanced technology is indistinguishable from magic."
  • »Thomas Jones "Friends may come and go, but enemies accumulate."
  • »Ralph Hodgson “Some things have to be believed to be seen”
  • »Adam Smith "All money is a matter of belief."
  • »Eugene O'Neill "Man's loneliness is but his fear of life."
  • »Elizabeth Barrett Brownin "Measure not the work until the day's out and the labor done."
  • »Billie Jean King "Champions keep playing until they get it right."
  • »Orisen Swett Marden "All men who have achieved great things have been great dreamers."
  • »Mo Udall "If you can find something everyone agrees on, it's wrong."
  • »Alfred Adler "It is easier to fight for one’s principles than to live up to them."
  • »Xenophon "Fast is fine, but accuracy is everything."
  • »Arthur Schopenhauer "Talent hits a target no one else can hit; Genius hits a target no one else can see."
  • »Charlie Chaplin "The saddest thing I can imagine is to get used to luxury."
  • »Richard Branson "Business opportunities are like buses; there’s always another one coming."
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    Generation of Alpha
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